Is it time to build an ark?

Posted on April 28th, 2011

Have you ever experienced the shocking discovery to find your home filled with water? The common reaction is that this type of damage is a flood, “the house is flooded.” Many homeowners or commercial property owners rush to make their insurance claim for flood damage, when actually they have no flood insurance and it’s not even a flood. A flood, for insurance purposes, is when water from another body of water rises and enters the premises.

Also, insurance for flood damage typically has to be purchased separately to have proper coverage. Public Adjusters will explain exactly why a property owner should carry an insurance policy for flood damage. Many Public Adjusters in Miami have plenty of experience dealing with flood and flood insurance. This is because the coastal areas of Florida, such as Miami, Miami Beach, Sunny Isles, Aventura, Surfside, Hollywood, Ft. Lauderdale, Palm Beach, Delray Beach, and the surrounding areas are at high risk for flood damage from the surrounding bodies of water. A Public Adjuster will explain your risks and exposure to determine what makes the most sense for you.

There are several different reasons for a flood to occur and often they happen during a tropical storm or hurricane. This types of situations property owners can experience both storm damage, flood damage, and unfortunately other damage can effect the property in this type of scenario.

Visit our website to learn more about flood damage insurance claims in Miami and how a Public Adjuster serving Miami Dade and Broward County can help you.

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