Is it time to build an ark?

Posted on April 28th, 2011

Have you ever experienced the shocking discovery to find your home filled with water? The common reaction is that this type of damage is a flood, “the house is flooded.” Many homeowners or commercial property owners rush to make their insurance claim for flood damage, when actually they have no flood insurance and it’s not even a flood. A flood, for insurance purposes, is when water from another body of water rises and enters the premises.

Also, insurance for flood damage typically has to be purchased separately to have proper coverage. Public Adjusters will explain exactly why a property owner should carry an insurance policy for flood damage. Many Public Adjusters in Miami have plenty of experience dealing with flood and flood insurance. This is because the coastal areas of Florida, such as Miami, Miami Beach, Sunny Isles, Aventura, Surfside, Hollywood, Ft. Lauderdale, Palm Beach, Delray Beach, and the surrounding areas are at high risk for flood damage from the surrounding bodies of water. A Public Adjuster will explain your risks and exposure to determine what makes the most sense for you.

There are several different reasons for a flood to occur and often they happen during a tropical storm or hurricane. This types of situations property owners can experience both storm damage, flood damage, and unfortunately other damage can effect the property in this type of scenario.

Visit our website to learn more about flood damage insurance claims in Miami and how a Public Adjuster serving Miami Dade and Broward County can help you.

Tags: flood damage, public adjuster miami, water damage
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The roof, the roof is on fire

Posted on April 23rd, 2011

When decided what to blog about regarding fire damage it was a very difficult decision. There are many instances that fires can result in bodily injury or even death – it’s a very serious matter. The main concern for Public Adjusters in Miami Dade County and even fire restoration companies is that everyone is safe. There are basic fire safety measures that are essential to follow in the home or at work.

Residential and commercial properties have very distinct rules and regulations when it comes to preventing fire damage. This is not the proper forum to get your safety tips, however, here are a few basics. Remember in the home to always turn off appliances after using, don’t throw light cigarettes into the trash, and always check your smoke detectors. Also, it’s advisable to have a plan to quickly exit the premises in the event your awaken from fire in the middle of the night. At commercial properties the exit signs must be illuminated when there’s a fire bell, the smoke detectors need to be checked, fire extinguishers must be on each floor, and typically maps of the exit routes are posted.

Unfortunately even with the most stringent safety measures, fires can occur and quickly spread. It’s important that a trusting relationship be developed with a Public Adjuster so that if this happens you know who to call. There are many details when it comes to experiencing fire damage. Feel free to contact us and learn more about fire damage insurance claims on our website.

Tags: fire damage, fire prevention, fire restoration, public adjuster miami
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