Don’t rush, there are options

Posted on August 9th, 2010

When in doubt ask, call us today – 305.467.5645

Take one step at a time, regardless if filing a insurance claim in Ft. Lauderdale, Sunrise, Palm Beach, Boca Raton or even Minnesota as discussed in an article below. We don’t service Minnesota, but for all you needs in South Florida we’re ready to help. Remember to call our Public Adjuster services in Ft. Lauderdale, Boca Raton, and the surrounding areas of Dade and Broward County.

Insurance claims can get confusing and typically surround damage to your property that can be equally as stressful. There are great resources to online that can guide homeowners through the process, but nothing replaces a face to face consultation. However, we recently found a few tips that can be very useful in the event you have property damage.

Typically, your insurance provider will attempt to resolve the matter directly with the policyholder. Remember there can always be other options when your insurance company presents a possible solution.

This article’s sub heading says it best…

Commerce department, public adjusters step in

When there’s a dispute with the insurance company over storm damage, there are options

This article by Rachelle Klemme, Wadena Pioneer Journal explains the scenario really well about how important patience is in when involved in the claim process. Here are a few tips:

• Review the specific terms of the insurance policy. For example, some policies do not cover the undamaged part of the property or tree removal if the tree did not damage the structure itself.

• Ask questions and find out if you and the insurance company interpret your policy differently. Get it in writing.

• Document the relevant details and communications and appeal to your agent and insurance claims executive. Ask for a second inspection by a different adjuster.

• Negotiate for a fair settlement — don’t just rush to take the first offer if it does not meet your expectations.

• Ask for an appraisal of the loss. Three people will appraise the loss: one chosen by you, one chosen by the company, and a third chosen mutually.

Read the full article - http://www.wadenapj.com/event/article/id/19468/

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