Hurricanes brewing as season approaches end
Posted on August 30th, 2010
Today Earl is announced as developing into a hurricane. Last week Danielle became the fourth named storm in the Atlantic. Danielle’s threat to South Florida did not actualize, but we’ve all noticed an increasingly dreary atmosphere and rain storms. The reporting was aggressive and left people thinking it was time to take in the patio furniture. Here’s a quick excerpt from a storm watch:
“The storm is currently out in the Atlantic, more than 850 miles west of the southernmost Cape Verde Islands, according to catastrophe modeler Risk Management Solutions (RMS). The NHC said the storm is moving west-northwest across the Atlantic at around 16 miles per hour and there is no immediate threat to land.” - http://www.property-casualty.com/News/2010/8/Pages/Danielle-Becomes-Fourth-Named-Atlantic-Storm-Threat-To-Land-Unknown.aspx
Earl is building, but it’s threat to South Florida is unknown. We’ll continue to watch the status and post updates and links to keep you informed.
http://www.property-casualty.com/News/2010/8/Pages/Earl-Becomes-Second-Major-Hurricane-Threatens-Virgin-Islands.aspx – Here’s a recent report regarding the development:
The Atlantic storm Earl has become the second major hurricane of the season, and it is expected to continue gaining strength as it heads toward the northern Virgin Islands.
Earl is currently a Category 3 storm with maximum sustained winds of 120 miles per hour. The National Hurricane Center (NHC) said low wind shear and warm water ahead of Earl “appears conducive for additional strengthening during the next few days.”
Its future threat to the U.S. East Coast is still unknown, the NHC said, noting, “This is a good time to remind everyone that NHC average track forecast errors are 200 to 300 miles at days four and five. Given this uncertainty, it is too soon to determine what portion of the U.S. East Coast might see direct impacts from Earl.”
Tags: hurricane danielle, hurricane earl
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Be careful who you hire
Posted on August 26th, 2010
Insurance companies often present preferred vendors to inspect your home, plumbing, roofing, etc. These vendors are often paid by the insurance companies and in many cases it can work against you.
A recent blog posting explains this with some more detail, here’s a clip from the article:
“These vendors help the insurance company control your claim damages. These vendors report their finding thru reports and estimates, etc directly to your insurance company. Removing and eliminating the homeowner from being a part of their own claim. Often, the homeowner cannot get a copy of his report, unless the vendor is told by the company adjuster to release it to the homeowner. Does this seem right? You the homeowner cannot get a copy of your own damages reports?”
Read the full article - http://www.floridainsuranceclaim.com/insurance-help/insurance-company-vendors-don’t-work-for-the-homeowner/
Stay informed and speak with us today to know what should be done.
Tags: insurance company vendors
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Don’t rush, there are options
Posted on August 9th, 2010
When in doubt ask, call us today – 305.467.5645
Take one step at a time, regardless if filing a insurance claim in Ft. Lauderdale, Sunrise, Palm Beach, Boca Raton or even Minnesota as discussed in an article below. We don’t service Minnesota, but for all you needs in South Florida we’re ready to help. Remember to call our Public Adjuster services in Ft. Lauderdale, Boca Raton, and the surrounding areas of Dade and Broward County.
Insurance claims can get confusing and typically surround damage to your property that can be equally as stressful. There are great resources to online that can guide homeowners through the process, but nothing replaces a face to face consultation. However, we recently found a few tips that can be very useful in the event you have property damage.
Typically, your insurance provider will attempt to resolve the matter directly with the policyholder. Remember there can always be other options when your insurance company presents a possible solution.
This article’s sub heading says it best…
Commerce department, public adjusters step in
When there’s a dispute with the insurance company over storm damage, there are options
This article by Rachelle Klemme, Wadena Pioneer Journal explains the scenario really well about how important patience is in when involved in the claim process. Here are a few tips:
• Review the specific terms of the insurance policy. For example, some policies do not cover the undamaged part of the property or tree removal if the tree did not damage the structure itself.
• Ask questions and find out if you and the insurance company interpret your policy differently. Get it in writing.
• Document the relevant details and communications and appeal to your agent and insurance claims executive. Ask for a second inspection by a different adjuster.
• Negotiate for a fair settlement — don’t just rush to take the first offer if it does not meet your expectations.
• Ask for an appraisal of the loss. Three people will appraise the loss: one chosen by you, one chosen by the company, and a third chosen mutually.
Read the full article - http://www.wadenapj.com/event/article/id/19468/
Tags: insurance claim tips, Public Adjusters
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